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Tools for
Quote, invoice, chase, and work out what you actually owe — without a monthly subscription for four documents a month.
15 tools · 12 free with no account · 3 free to try with one
Working for yourself means being the sales department, the accounts department and the person who does the work. The accounts part is a handful of documents and a handful of sums, and paying a monthly fee for them stings when you send six invoices a quarter.
These are the ones that come up. They run in your browser, so there is nothing to sign up for and nothing to cancel, and your client list is not sitting on somebody’s server.
Winning the work The quote, and the words around it.
Quotation & Proforma Invoice Generator (PDF) — Free Online Create a quotation, proforma invoice or estimate as a clean PDF: line items with HSN/SAC and discounts, GST or VAT worked out for you, terms, bank details and an acceptance block for the client to sign and return. Free Quotation & Proposal Writer — AI for Business The facts of a deal — who it is for, what you will supply, the prices, the terms — written up as a quotation or a short proposal: a numbered line-item table, totals with tax, validity and the terms spelt out, ready to paste onto your letterhead. Free to try Business Email & Letter Writer — AI for Business The emails and letters a business sends every week — payment reminders, quotation follow-ups, complaint replies, offer letters — written properly from a few facts, in the tone you choose. Free to try Billing and being paid Out, and then chased.
Tax and what you keep Before the money feels like yours.
Making Tax Digital: Does It Apply to Me? — Free Online Work out whether Making Tax Digital for Income Tax catches you, and from which April. It adds up your qualifying income the way HMRC defines it - gross income before expenses, across every trade and every property business - shows the sum, names the threshold that catches you, counts your quarterly updates, and gives you the first period and its deadline. Guidance as at 2026-09-20; gov.uk is the authority. Runs in your browser. Free MTD Quarterly Update Builder — Free Online Turn the income and expense spreadsheet you already keep into the figures a Making Tax Digital quarterly update asks for. It maps your own category names onto the standard self-employment or property headings, cuts the tax year into its four quarterly periods - standard or calendar - and gives the cumulative year-to-date total alongside the standalone quarter, with every unmatched row listed by name. It produces the figures; filing them needs software HMRC has recognised. Runs in your browser. Free VAT Return from a Spreadsheet (the nine boxes) — Free Online Turn a spreadsheet of sales and purchases into the nine boxes of a UK VAT return — standard accrual, cash accounting or the flat rate scheme — with every box opened up to show the rows behind it, and the sheet checked for net-plus-VAT that does not equal gross, duplicate invoice numbers and rows outside the period. It computes the figures; it does not file them. Runs entirely in your browser. Free UK Take-Home Pay Calculator — Free Online Estimate income tax, National Insurance and net pay from a gross salary. England, Wales and Northern Ireland. Free Advance Tax Calculator — Free Online Quarterly advance tax instalments and the interest payable under Sections 234B and 234C if you underpay. Free The rest of it Paperwork, files and the occasional awkward email.
Merge PDF Files — Free & Private Combine several PDFs into one, in any order, without uploading anything. Free Add a Signature to a PDF — Free Online Draw or type a signature onto a PDF and place it where you want. A visible signature, not a cryptographic one — the difference is explained below. Free Add Watermark to PDF — Free & Private Stamp text across every page — DRAFT, CONFIDENTIAL, a name or a date — at any angle and opacity. Free Contract & Document Summariser — AI for Business A contract, a tender, a policy, a long email thread — PDF or text — summarised into what it says, who owes what to whom, the dates that matter, the money, and the questions you should ask before signing. Free to try Frequently asked questions Am I caught by Making Tax Digital? If you are self-employed or a landlord it depends on your qualifying income — which is gross, before a single expense, added up across everything you do. That is the part people get wrong. The checker works it out and tells you which band you are in and from when.
Do I need an account for any of this? Only for the AI tools. Everything that runs in the browser — the documents, the calculators, the reconciliations — needs nothing at all.
Can I use the invoice generator commercially? Yes. The documents are yours; there is no watermark, no branding of ours on them and no limit on how many you make.
